The Holy 10 Percent - The Secret To Saving

Saving has always been a struggle for me. It's usually easy for one to spend money on things that's passing rather than considering the better choice of saving. It's easy to be mystified and obey the urge of buying a new, trendy pair of shoes, gadgets or have an extravagant night-out with friends. Unfortunately, having no savings so often leads to despair. I get upset realising that I don't have enough money when a good opportunity for investment comes or when a long-awaited sale arrives. Most frequently than not, I get gloomy contemplating that I don't have anything substantial in the bank....

Frequently Asked Questions About Stocks

This post tries to answer frequently asked questions about Stock Market, Truly Rich Club, and COL Financial. These definitions and answers all come from my thoughts, understanding, as well as experience. Feel free to tell me if you need to add a question or even answers and/or clarifications. What is Stock Market? Stock market is a mode of investment that any Filipino can venture. It involves buying shares from companies by following a simple law of trade, which is buy low sell high. There are various investing strategies out there one can try. But basically, buying on enduring companies...

COL Financial Enrollment Guide

This is a quickly made tutorial on how to enrol in COL Financial (CITISEC). COL financial is one of the leading online brokers here in the Philippines. They have wonderful accounts that help people jumpstart their investments even with a small starting amount. Here's the video: Link for COL Financial : http://www.colfinancial.com Here's a pdf from COL financial to help you fill up the form: Fill-up Form Guide If you haven't checked my other blog about stock market, then feel free to do so. Here's the link. If you have no idea on how to invest with stocks but you're one...

How Money Can Buy Happiness

I'll start by saying that, "Money can buy happiness". It might not be exactly as what you think it is though. It's not using money to buy things for the reasons of impressing others the way to achieve happiness, or trying to bribe people to complement your ends, or any of the like. It's actually a different type of utilizing money. It's buying something that makes other people happy, which inherently reciprocates the joy to the buyer. This method of allocating money is a simple form of "giving". Money gives you an opportunity to give. Once you use it for this purpose, you'll achieve fruitful...

Why Join The Truly Rich Club?

On my previous post All About Investing in Stock Market, I have mentioned truly Rich Club a couple of times. This next post will give you the reasons why joining this club headed by Bo Sanchez could lead you to your success in the Philippine Stock Market and probably other aspects of your life. About the club (more likely) To be honest, I don't really know much about the club when I started. I mean who cares about history anyway? However, it would still be better to know even just a bit about it, especially for those who don't easily trust (which is perfectly normal by the way). Truly Rich...

Hard Disk On An Impending Doom

I was using my laptop (mbp 2011 model) on bootcamp windows 7 when a warning message suddenly popped, stating my hard disk has a problem. I didn't pay any particular attention to it at that moment since I often get error messages when using windows. However, when I went back to my native OS, which is Mountain Lion, I was dumbfounded when finding out that the red flag was indeed real. In my disk utility app, it showed a S.M.A.R.T. status warning that my hard disk is bound to fail and that I should backup my files and replace the hard drive as soon as possible. It was exactly like those times when...